Boost your dealership's profits.
An F&I provider finally designed by dealers, for dealers.
Introducing the first F&I program designed from the ground up by actual auto dealers.
Choice's innovative approach to F&I is the result of countless 20 Group meetings.
Choice Auto Lending represents the crystallization & combination of proven best practices from successful dealers across the nation.
All the best 20 Group ideas, under one umbrella.
Participating in your 20 Group is easy. The actual implementation of those great ideas has always been hard. Until now.
Choice Auto Lending took feedback from multiple 20 Groups and used the very best ideas to optimize proven F&I products such as VSC, GAP, and warranties. Every single Choice product has been refined according to 20 Group feedback.
Choice Auto lending is approved by more lenders than any other provider, and available nationwide.
- Recognized by all major lenders, so that you get maximum allowance for VSC and GAP products.
- Compliant in all 50 states, with all forms approved by F&I Sentinel. Backed by A-rated insurance.
- Our list of lender partners keeps growing—if your regional lender of choice isn’t on our list, we’ll add them.
- We offer zero chargebacks on our vehicle service contracts and GAP.
Boost your lender agreements!
Choice Auto Lending will review, consult, and even negotiate your lending agreements with your dealer’s indirect lenders. These changes to your lending agreements will not only shorten chargeback times, increase your reserve, backend allowances, they will strengthen your buying power in the market.
Choice has been reviewing and negotiating lender agreements for more than 15 years, our in-house legal can also rewrite your agreements to further protect your Dealership. For large and small dealers, this could be the largest step forward in gross and volume you take.
All the best 20 Group ideas, under one umbrella.
Participating in your 20 Group is easy. The actual implementation of those great ideas has always been hard. Until now.
Ignition Dealer Solutions took feedback from multiple 20 Groups and used the very best ideas to optimize proven F&I products such as VSC, GAP, and warranties. Every single Ignition product has been refined according to 20 Group feedback.
Ignition is approved by more lenders than any other provider, and available nationwide.
We offer zero chargebacks on our vehicle service contracts and GAP.
Choice's dealership clients experience an average jump in per vehicle revenue (PVR) of $697—in the very first month.
Want to reinsure? Every Choice product is ready for you to participate in, anytime you’re ready. Our pricing is the same to you whether you reinsure or not. We work hand in hand with all reinsurance company managers, so utilizing your existing reinsurance position is easy.
Exclusionary and stated coverages that are the best in the industry.
20 Group Feedback
TruWarranty maximized eligibility: up to 200,000 miles and 20 model years, depending on the vehicle.
Face it: GAP is a commodity. We make it easy to swap out your current, more expensive offering.
20 Group Feedback
We negotiated nationwide lender approval for not just 150%, but also 125%—saving you admin fees.
Our Powertrain warranty is the most flexible in the industry, and ideal to preload on all new and used vehicles.
20 Group Feedback
We partnered with over 25 lenders to provide maximum funding for our unbeatable CPO program.
Upsell to TruWrap to gain exclusionary coverage out to 150,000 miles for all major brands.
20 Group Feedback
Pair with TruLifetime Powertrain to create the easiest upsell opportunity in the finance office.
Our very own industry-leading ExoGloss coverage that's not married to a costly application process. Preload at the click of a button.
20 Group Feedback
We split the warranty from the appearance chemistry; pick the application process you like.
The traditional bundle with full tire & wheel coverage, plus key replacement, paintless dent repair, windshield repair, and roadside assistance.
20 Group Feedback
TruWarranty eliminated the separate surcharges for both cosmetic and chrome wheel coverage.
The best F&I Menu at no price. Never pay for a menu again. Sign your dealership up for any Choice Auto Lending product and get TruMenu at no extra cost.
20 Group Feedback
Our menu is available for all existing administrators you are currently using, at no extra cost.
Empirically proven to lower the amount of your charge-backs by as much as 38% and reduce the number of charge-backs by as much as 18%.
20 Group Feedback
The program simply restructures how your payment is applied to your lender without changing the current terms or conditions of your loan.
20 Group Feedback
We're a full-fledged provider with a full product line suite for autos, RVs, heavy trucks & semis, motorcycles, powersports, and lawn mowers.
If we don't have it, we'll create it.
Additional features—we have you covered.
- Choice Digital Training Library: We have an entire video library with tests and results to keep your team engaged. Training for your team 24/7/365.
- Choice Digital Advisors - Service, Sales and F&I: Training doesn't need to necessarily be in person anymore, included in your admin fee is unlimited one on one digital training with a trained professional.
Ready to instantly raise your per vehicle profit by $697? Let’s talk.
Choice Auto Lending's products work with every major menu system available.
Seriously, every major menu system.