F&I Products created by dealers for dealers
We took the free market approach to our F&I products: buy only what you need and none of what you don't.



Exclusionary and stated coverages that are the best in the industry.
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TruWarranty maximized eligibility: up to 200,000 miles and 20 model years, depending on the vehicle.


Face it: GAP is a commodity. We make it easy to swap out your current, more expensive offering.
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We negotiated nationwide lender approval for not just 150%, but also 125%—saving you admin fees.


Our Powertrain warranty is the most flexible in the industry, and ideal to preload on all new and used vehicles.
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We partnered with over 25 lenders to provide maximum funding for our unbeatable CPO program.


Upsell to TruWrap to gain exclusionary coverage out to 150,000 miles for all major brands.
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Pair with TruLifetime Powertrain to create the easiest upsell opportunity in the finance office.


Our very own industry-leading ExoGloss coverage that's not married to a costly application process. Preload at the click of a button.
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We split the warranty from the appearance chemistry; pick the application process you like.


ExoBundle bundled with TruKey replacement, 24/7 roadside assistance, paintless dent repair, windshield repair, and alloy wheel coverage.
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The first bundle of products designed to be preloaded, at a fixed cost no matter the vehicle.


The traditional bundle with full tire & wheel coverage, plus key replacement, paintless dent repair, windshield repair, and roadside assistance.
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TruWarranty eliminated the separate surcharges for both cosmetic and chrome wheel coverage.


The best F&I Menu at no price. Never pay for a menu again. Sign your dealership up for any Choice Auto Lending product and get TruMenu at no extra cost.
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Our menu is available for all existing administrators you are currently using, at no extra cost.


Empirically proven to lower the amount of your charge-backs by as much as 38% and reduce the number of charge-backs by as much as 18%.
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The program simply restructures how your payment is applied to your lender without changing the current terms or conditions of your loan.
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High mileage coverage with best-in-class eligibility: up to 50 years and 300,000 miles. Perfect for rounding out the coverage of TruVSC.
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Choice Auto Lending allows you to participate in these underwriting profits, if desired—it doesn’t matter to us.